CITA SACCO SOCIETY LTD

Trusted Investment Solution 

Help Line : +254722995592

LOANS AND CREDIT

Welcome to CITA sacco Loan and credit products. In order to meet your credit needs we offer different kind of loans. Below are the type of loans we give to members and non-members of CITA Sacco.

Type of Loans 

Premium Loan

This is a loan given to sacco members with an interest of 13%, Loan amount is not more than twice the deposit account.
Duration : 1  Yr
Maximum Amount :

Normal Loan

This is a loan given to sacco members with an interest of 12%.

Duration : 6 months
Maximum Amount :

Top Up Loan 

This is a loan given to sacco member with an interest of 12%, Loan amount is not more than twice the deposit account.
Duration :
Maximum Amount :

Emergency/ School fees 

This is a loan given to sacco members with an interest of 2% pm, Loan amount is not more than twice the deposit account.

Cita Fula/Digi Loans

This is a loan given with an interest of  5%-4% p.m.

Duration : 30 Days
Maximum Amount :Ksh 10,000

Self Guarantee loan 

This is a loan given to sacco member with an interest of 12% p.a.
Qualification : You  can get up-to 90% of your deposit 

NOTE: 

  • We have 3 types of loans 
        (1) Long Term
        (2) Medium 
        (3) Short Term 
  • Our interest rates are on Reducing Balance.
  • The loans may attract a 1%, 2% or 3% processing fee.
  • The loan limit depends on a members’ deposit  or the 1/3 salary rule
  • Only one loan is Offered at a time